Benefit Booklets and Claim Forms

If you visit any of the links listed below, you will be given access to the Summary Plan Description (SPD) for that Plan.

IMPORTANT: Railroad negotiations are an ongoing process and not all national agreements affect all employees or at the same time — provision of these SPDs is an informational service and not intended as a guarantee of coverage. If you have any questions about whether a plan or booklet describes your benefits, please contact your supervisor or labor organization.

You must have Adobe Acrobat Reader to view the Benefit Booklets and Claim Forms. If you do not have Adobe Acrobat Reader, download it now. Some of the files are very large and may take time to load.

The Railroad Employees National Health and Welfare Plan (formerly GA23000)

This Plan provides health benefits, mental health and substance abuse coverage, prescription drug benefits, and life insurance and accidental death and dismemberment coverage to most of the agreement employees on freight railroads in the United States.

• The Railroad Employees National Health and Welfare Plan
• Life Insurance Benefits and Accidental Death & Dismemberment
  • Beneficiary Form

National Railway Carriers and United Transportation Union Health and Welfare Plan

This Plan provides health benefits, mental health and substance abuse coverage, prescription drug benefits, and life insurance and accidental death and dismemberment coverage to most employees represented by the United Transportation Union.

• SMART Transportation Division
• Life Insurance Benefits and Accidental Death & Dismemberment
  • Beneficiary Form

The Railroad Employees National Early Retirement Major Medical Benefit Plan
(formerly GA-46000)

This Plan provides limited medical benefits to qualifying retirees between the ages of 60 and 65.

• Early Retirees
• Application Form

The Railroad Employees National Dental Plan

Railroad Employees National Dental Plan provides two levels of benefits; most employees currently receive the higher level of benefits; both levels are outlined in the booklet.

• Dental Plan
  • Dental Plan Claim Form

The Railroad Employees National Vision Plan

The Railroad Employees National Vision Plan provides vision benefits insured by EyeMed.

• Railroad Employees National Vision Plan - 2018

Supplemental Sickness Benefit Plans – short term disability benefits

• Aetna Notice of Disability Form for Shop Craft, Signal, and Maintenance of Way Employees

• Shop Craft Employees
  • Schedule of Benefits (effective 10/1/2019)

• Signal Employees
  • Schedule of Benefits (effective 10/1/2019)

• Maintenance of Way Employees
  • Schedule of Benefits (effective 10/1/2019)


• UTU Yardmaster Employees
  • Trustmark Yardmaster Supplemental Sickness Benefit Plan Claim Form
    • Schedule of Benefits (effective 10/1/2019)

Canadian Employee Benefits

Some Canadian employees of US railroads have coverage which is supplemental to the provincial government benefits. These benefits are administered by Manulife and include supplementary health, life and accidental death and dismemberment insurance, and dental coverage.

• Canadian Active Employee Benefits
• Canadian Early Retiree Benefits